Introduction

Welcome to the Silsilat Finance Documentation

Silsilat is a decentralized financial infrastructure designed to bridge real-world collateral such as gold-backed pawn receivables with instant, transparent liquidity. It combines asset tokenization, automated liquidity pools, and on-chain compliance to create a trustworthy, Shariah-aligned framework for inclusive finance.

Silsilat means “chain” in Arabic symbolizing a seamless connection between pawnshops, investors, and regulators through verifiable digital assets. Every transaction in Silsilat is recorded on Hedera Hashgraph, ensuring traceability, immutability, and fairness in every exchange.

What This Documentation Covers

This documentation serves as the technical, functional, and conceptual guide for all stakeholders including developers, financial institutions, regulators, and partners who wish to understand or join the Silsilat ecosystem.

You will find:

• System Overview – how Silsilat works from token creation to liquidity settlement.

• Architecture & Smart Node Flows – how Hedera HCS topics, IPFS artifacts, and AI evaluators interact.

• Agent Layer – autonomous evaluators for gold valuation, compliance, and policy enforcement.

• Liquidity & Tokenomics – how funds move between pawnshops, investors, and liquidity pools.

• Integration Guides – APIs, schemas, and SDKs for third-party developers.

• Governance & Compliance – the policy logic and traceability principles behind every transaction.

Why Silsilat Matters

Silsilat was built to reimagine traditional pawn finance by fusing the trust of gold with the efficiency of decentralized markets. In much of the developing world, pawnshops are the largest source of micro-credit, yet liquidity remains fragmented and opaque.

By tokenizing pawn receipts and automating liquidity settlement, Silsilat:

• Delivers instant financing to pawnshops.

• Enables fractional participation by ethical investors.

• Ensures full regulatory visibility via on-chain audit trails.

This documentation is your guide for exploring that transformation, from the ground-truth data of gold collateral to programmable liquidity that empowers real economies.